Odd blessings

So we've had kind of a funny year as far as insurance goes... We had Sammy on a 80/20 insurance and after all was said and done we still paid about $5000 out of pocket.  The next month our insurance was changed to a high deductible HSA account... so we would have to spend another $5000 out of pocket before the insurance would pay for anything.  It sounds like a bum deal until I say that the previous insurace covered the OBGYN that I trusted and not the chiropractor... and the HSA one now doesn't cover the OBGYN but it does the chiropractor... who I have needed to see at least 6 times in the last two months because my SI joint went out forever ago and I never got it fixed properly... so my other SI joint went out two months ago... a regular chiropractic visit on my previous insurance would have cost about $150.  On this one it's about $28.  Talk about timing.